Payment Policy

At Toyzino, we want every purchase to feel simple, secure, and stress-free. This Payment Policy explains how payments work on our website so you can shop with complete confidence.

Accepted Payment Methods

Toyzino accepts the following secure payment options:

• Major credit cards — Visa, MasterCard, American Express, Discover
• Debit cards
• Secure online payment gateways available at checkout (e.g., Shop Pay, PayPal, Apple Pay, and Google Pay where applicable)
• Other trusted payment methods displayed at checkout

All orders must be paid in full at the time of purchase before processing begins.

Payment Security

Your safety is our top priority. Every transaction on Toyzino is protected by:

• 256-bit SSL encryption to safeguard your personal and financial information
• Payment processing through trusted, PCI-compliant third-party providers
• Zero storage of your full credit card details on our servers

We continuously monitor our checkout system to ensure every transaction stays safe and private — so you can shop worry-free.

Currency

All prices on www.toyzino.com are listed in U.S. Dollars (USD), unless otherwise stated.

If you're paying with a card issued outside the U.S., your bank may apply currency conversion rates or additional fees. We recommend checking with your financial institution for details.

Payment Authorization

By placing an order, you authorize Toyzino to charge your selected payment method for:

• The product price
• Applicable sales tax
• Shipping fees
• Any additional charges clearly disclosed at checkout

No hidden fees — everything you're charged will be shown before you confirm your order.

Failed or Declined Transactions

If your payment doesn't go through, here's what to check:

1. Confirm your card number, expiration date, and CVV are entered correctly
2. Make sure sufficient funds are available
3. Contact your bank or card provider if the issue continues

Toyzino is not responsible for transactions declined due to banking restrictions or insufficient funds — but our support team is always happy to help if you get stuck.

Sales Tax

Applicable sales tax is automatically calculated at checkout based on your shipping address, in compliance with U.S. tax regulations.

Fraud Prevention

To protect our customers and keep Toyzino a safe place to shop, we reserve the right to:

• Review transactions for suspicious or fraudulent activity
• Request additional identity or payment verification
• Cancel or hold orders flagged for potential fraud

If your order is flagged, a member of our support team will reach out for quick verification — nothing to worry about, it's just for your protection.

Refunds

Refunds are handled in accordance with our Return & Refund Policy.

• Approved refunds are issued to your original payment method
• Processing time may vary depending on your bank or payment provider

Questions? We're Here to Help.

Have a payment-related question? Reach out through our Contact Us page — our team typically responds within 24–48 business hours.

Our Commitment to You

At Toyzino, trust is everything. We're committed to providing a secure, transparent, and seamless payment experience — every order, every time. Shop with confidence, knowing your information and your purchase are always protected.